We provide specialized solutions to protect everything that matters to you and your organization.
CTG Insurance is headquarted in Michigan where we help make the process of getting insurance simple. From your first quote online, or call with an agent, we understand your unique needs. We work with organizations, large and small, across the country just like yours who have a hard time finding proper coverage. Now we work to help even more kinds of organizations with their important work.
Our Process
Who We Serve
Experts serving experts. We focus our attention on you and your organization, delivering a best-in-class experience for current and future clients.
We focus on churches, non-profits, education, camps, human services, and small businesses.
Churches
Churches
Focus on your mission while we take care of you.
Education
Education
Protect your staff and students.Camps
Camps
Ensure your guests and volunteers are protected.
Non Profits
Non Profits
Put more resources to your cause with better coverage.
Human Services
Human Services
Protect your clients and patients from the unexpected.
Small Business
Small Business
Protect you bottom line with property and liability coverage.Why CTG Insurance?
Doing what’s right over what’s convenient.
Our passion for serving others who make a difference.
Desire to build meaningful relationships.
Leading the industry by example.
Always looking for ways to improve.
We are transparent and accountable.
Client Endorsements
At CTG Insurance, we’re committed to being a trusted partner in your full risk-focused business insurance experience. We’re delivering coverage before, during, and after your business needs assistance with us.
Great experience with CTG insurance handling our commercial policy needs. Very friendly and quick to respond and make changes to our policy when we need it. Special thanks to Aimee for her help!
CTG provides liability insurance for a nonprofit on whose board I sit and they have provided wonderful service, answering questions quickly and helping us clarify whether a specific activity was covered with speed that allowed us to continue to carry out our mission. I cannot recommend them highly enough!
CTG has rebid the insurance policies for multiple nonprofits I volunteer on the board for and everytime they are informative, great communicators, and their equivalent policies costed us less! I definitely recommend you calling them – Steve, Aimee, and Anton are all super helpful.
Spencer at CTG handled my church’s insurance needs with great professionalism. His made every effort in answering our questions and was able to find the best coverage for our church.
CTG makes it SO EASY to get answers to tough insurance questions. I needed special insurance for a project and Kat went above and beyond to secure the needed insurance.Don’t just chase the lowest price; CTG’s customer service is top notch. They are always a phone call away. Wonderful people!
CTG has been great to work, they helped us save money on our insurance, knowledgeable and Aimee is very quick and helpful to answer and question we had. Full Complete Service !!! Hard to find these days.
Insurance FAQs
Don’t see your question? Contact us.
You can start a quote online or book a call with our AFC advisor. To build an accurate quote we’ll typically ask for your license details, the number of beds and the population you serve, your staffing and payroll, any current declarations pages and loss runs if you’ve been insured before, and your FEIN. If you’re a brand-new home, we’ll guide you through what applies. From there we handle the market work and bring you a proposal.
Yes. We regularly place homes that are coming off a claim, a lapse, or a non-renewal, where the standard market gets difficult. We work with specialty and wholesale markets built for harder-to-place residential care risks, and we’re straight with you about what’s realistic. The sooner we see the details, the more options we can line up.
Michigan’s Adult Foster Care Act sets the licensing standards for your home, and separately, the parties you work with almost always require proof of insurance. Landlords, contracts, and funding sources frequently ask for a certificate of insurance naming them, and the State of Michigan is sometimes named on certificates as well. Even where a specific policy isn’t spelled out as mandatory, operating a residential care home without coverage is a serious financial risk. We issue the certificates you need and make sure your coverage lines up with what you’re being asked to show.
There’s no single price, because an AFC policy is assembled from several coverages and the total depends on your home. The biggest drivers are the number of licensed beds, the population you serve, how you’re staffed, your claims history, and which coverages you include. The honest answer is that we need a few details about your home to give you a real figure, and getting a ballpark is lighter than most owners expect.
Client Center
24/7 access to your policy information, coverage details, documents, and more.
Managing your policies with CTG Insurance has never been easier. Our Client Center provides easy access to your policies, coverages, and documents. You may also request policy changes and submit a claim to us.
